For this reason disability insurance has always been the most stringent policy to acquire. Basically, if there are people depending on you for their financial well being, you might want to consider a policy to cover at least your basic expenses.
Disability Plan Analysis and Development
DISABILITY. The likelihood of becoming disabled is much higher than that of dying before the age of 55.
There are two types of people who need disability insurance:
Those who are on a group plan who need more coverage
Those who are not on a group plan
These two groups are currently at grave risk of financial ruin if a disability where to occur. Send us an email to set up an appointment. Just having access to information is not enough. Get educated with us and we can take this complicated area of insurance and put it into context for you.